The IDFC FIRST Select Credit Card is a premium credit card that offers a variety of benefits, including:

  • No annual fee
  • High rewards on online and offline purchases
  • Complimentary airport lounge access
  • Travel insurance
  • Personal accident cover
  • Fuel surcharge waiver
  • Interest-free cash withdrawals
  • Welcome voucher
  • 5% cashback on the transaction value of first EMI done within 30 days of card generation

The IDFC FIRST Select Credit Card is a good choice for people who want a card with a variety of benefits and who don't want to pay an annual fee. The card offers high rewards on online and offline purchases, as well as complimentary airport lounge access. It is also a good choice for people who travel frequently, as it offers travel insurance and a fuel surcharge waiver.

Here are some of the key features of the IDFC FIRST Select Credit Card:

  • Rewards: You earn 1 reward point for every ₹100 you spend on the card. Rewards can be redeemed for cashback, gift vouchers, travel, and other rewards.
  • Benefits: The card offers a variety of benefits, including complimentary airport lounge access, travel insurance, personal accident cover, fuel surcharge waiver, and interest-free cash withdrawals.
  • Fees: The card has no annual fee. There are also no joining fees or late payment fees.
  • Eligibility: You must have a minimum credit score of 750 to be eligible for the card.

If you are looking for a premium credit card with a variety of benefits and no annual fee, the IDFC FIRST Select Credit Card is a good option.

Here are some of the pros and cons of the IDFC FIRST Select Credit Card:

Pros:

  • No annual fee
  • High rewards on online and offline purchases
  • Complimentary airport lounge access
  • Travel insurance
  • Personal accident cover
  • Fuel surcharge waiver
  • Interest-free cash withdrawals
  • Welcome voucher
  • 5% cashback on the transaction value of first EMI done within 30 days of card generation

Cons:

  • High interest rates (up to 42%)
  • High processing fees (up to ₹199 per transaction)
  • Not available to everyone (minimum credit score of 750 required)

Overall, the IDFC FIRST Select Credit Card is a good option for people who want a premium credit card with a variety of benefits and no annual fee. However, it is important to be aware of the high interest rates and processing fees before applying for the card.

Here are the steps on how to apply for the IDFC FIRST Select Credit Card:

  1. Visit the IDFC FIRST Bank website or download the IDFC FIRST Bank mobile app.
  2. Click on the "Apply for Credit Card" link.
  3. Enter your personal information, such as your name, email address, and contact number.
  4. Enter your employment information, such as your employer's name and your salary.
  5. Enter your income and expenditure details.
  6. Upload your scanned copies of your PAN card, Aadhaar card, and passport size photograph.
  7. Review your application and click on the "Submit" button.

IDFC FIRST Bank will review your application and will send you an email or SMS notification within 7 working days. If your application is approved, you will receive your credit card within 10-15 working days.

Here are some of the documents you will need to apply for the IDFC FIRST Select Credit Card:

  • PAN card
  • Aadhaar card
  • Passport size photograph
  • Proof of income
  • Proof of address

You can also apply for the IDFC FIRST Select Credit Card by visiting a nearby IDFC FIRST Bank branch.

Visit Official Website


Here are some of the eligibility criteria for the IDFC FIRST Select Credit Card:


  • You must be at least 18 years old.
  • You must have a minimum credit score of 750.
  • You must have a minimum annual income of ₹3 lakhs.

I hope this helps