Kotak Mahindra Bank is India's third largest private sector bank by market capitalization.Kotak Mahindra Bank offers a wide range of banking products and financial services, including savings accounts, loans, investments, and insurance.Kotak Mahindra Bank has a strong online and mobile banking platform, making it easy for customers to manage their finances.Kotak Mahindra Bank has a network of over 1,500 branches and ATMs across India.Kotak Mahindra Bank is committed to providing its customers with excellent service.

There are two ways to open a Kotak Mahindra Bank account:

  1. Online: You can open a Kotak 811 digital savings account instantly through Aadhaar OTP verification. To do this, you will need to visit the Kotak 811 website and provide your basic details, including your Aadhaar number and mobile number. You will then receive an OTP on your mobile number, which you will need to enter to complete the verification process. Once your account is open, you can start using it immediately.
  2. In person: You can also open a Kotak Mahindra Bank account at any of their branches. To do this, you will need to bring the following documents:
    • Your original PAN card
    1. Your original Aadhaar card
    2. Your original passport-size photograph
    3. A recent utility bill (e.g., electricity bill, water bill, or telephone bill)

Once you have submitted these documents, the bank will open your account and issue you a debit card.

Here are the steps on how to open a Kotak Mahindra Bank account online:

  1. Go to the Kotak 811 website.
  2. Click on the "Open Account" button.
  3. Select the "Kotak 811 Digital Savings Account" option.
  4. Enter your basic details, including your name, date of birth, gender, mobile number, and email address.
  5. Enter your Aadhaar number and click on the "Generate OTP" button.
  6. Enter the OTP that you received on your mobile number.
  7. Read and agree to the terms and conditions.
  8. Click on the "Submit" button.

Your Kotak 811 account will be opened instantly. You will receive an email confirmation with your account details. You can start using your account immediately.


Here are the steps on how to open a Kotak Mahindra Bank account in person:
  1. Visit your nearest Kotak Mahindra Bank branch.
  2. Ask for an application form for a savings account.
  3. Fill out the application form and submit it along with the required documents.
  4. The bank will verify your documents and open your account.
  5. You will receive a passbook and a debit card.

You can start using your account immediately.